There is a processing fee if you choose the credit card option, but a direct ACH has no additional charges.

B) pay all the remaining rent but I’ll credit it against the kid’s rent next year.

All that said, we just met them in the middle and gave them the credit because we wanted it to be over.

It sounds like the Title Co. was not aware that the tenant prepaid rent and just prorated the current rent for the month of closing, so agree if they had no knowledge of it, would not have ever gone on the settlement statement as a credit to the buyer and they likely will not do anything post closing to help obtain those funds. 

.: I haven't passed this past legal review so for what its worth: Part of my standard requirements for everyone include income is at least 3X rent, minimum credit score, say 640, Clean record and no evictions as well as deposit is paid in full at signing of lease and 1st month rent is paid in full prior to handing over the keys.

Zillow has an easy application for them to fill out. it come back with a credit score and background info. 

All of those people also get credit/background checks. 

These are all services that investors and homeowners will and do pay for so you're on the right track.

The only other option I see is a short sale, if you don't need to purchase for a few years and don't mind a temporary credit hit to save the $60k.  

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