Check me on this, I’m not the expert but we’ve had bed bugs (lovely creatures) and that’s what I remember.

(creature of habit)  

It could be any of those things, but it's definitely not just in the head of the public.You might want to read "The Creature from Jekyll Island".

Turn over every rock and offer ever creature under it a helping hand!

Everytime I do that it reminds me that I don't really need all of those creature comforts, like tv or sofa etc.

If you want a residential mortgage with a lower down payment, you will need to find a 1-4 unit building.Commercial real estate financing is different creature - larger down payments (25 - 50%) are normal; lenders will look for experience; owner occupancy means nothing; and you the borrow will usually be responsible for the lenders up-front costs (read originating/administration fees).  

My advice would be to set aside quiet places and give yourself a buffer to make sure your creature comforts are completed before you move in.

The fed was created to help the people and create stability :) Robert Kiyosaki recommends the book: "The Creature from Jekyll Island".

Wish I could help but the "Bulk Packages" are like mythical creatures we just don't see out here so I'm not familiar with how its done.Cheers,

Some people think sharks are great and wonderful creatures, while others hunt them down and kill them.