It's a location where appreciation has been consistent for the past 60 years (even during the global financial crisis 2008-2010 when many markets crashed by 50%, this market continued going up).

If you are worried that lender might close the HELOC, draw all the max and put half in a short term CD and other half in checking.HELOCS did get closed in the crash of 2008A standard full doc refinance should have $3000 of hard costs plus impounds which are not really a cost, just on going expense.

The volatility in the market and possible crash coming2.

I used an online crash course and it helped, also for the trade exam.

Waves crashing in, raining, cold...what's not to like!

Even if there is a crash, and people downsize, those people will have a need for self-storage, as evidenced by storage occupancy rates during past recessions. 

This was part of the “most significant homes sales crash ever, and still, in 2024, homes sales are trending at all-time lows,” says economist Logan Mohtashami.

To switch from the Electric trucks to petroleum based trucks.California will have a rude awakening when they see the electrical grid crash due to increased demand.

in those days the boss handed you 3 leads and you better sell one or two or you were history.AS for door knocking I did that pre 08 crash when i was doing foreclosures. 

I bought my first house in 2020 during the market crash.