Agree, we do not want to lower our credit requirements.

I agree local banks and credit unions will be better if you're planning on growing your portfolio. 

That is the best way to get started since you get such great benefits due to your service to the country.

Garret completely agree with you.

I spoke with the title company who is still helping us wrap up the set-up of a servicing company, and she confirmed that they would be responsible for the principal / interest for Nov and Dec, while we are responsible for the escrow shortage balance (as agreed upon).Not sure how it was missed - not my favorite title company to work with.

@Pranav Patel, I agree with @Sofia Komrskova.

Can't agree this more.

The reason we were able to make the deal work was the seller agreed to take a percentage lump sum up front.

I appreciate your perspective on “appreciating assets” and agree.

I would say most investors would agree that it all comes down to the numbers on the deal and not who you get the deal from really.