You can stop, regroup, wait on your DSCR to improve....or you can keep going by using another tool in the old tool belt.

Leverage is one of the most powerful tools in real estate investing.

Do you have some tool for determining the median credit score for a given neighborhood?

I don't want to get lazy (in the beginning) and rely on automated tools.

Not good I think its a good tool for fix and flip and short term holds but not for long term holds if you have not ability to refi or enough equity to sell quickly even if you do and the sellers loan gets called they are still going to get their credit trashed. . 

Any tools, APIs, or approaches you’d recommend?

I'm trying to analyze my first property and not sure how to set it up to run the number using the calculator tools here. 2 of the units are successful Airbnb short term rentals, and the other two units are month to month rentals to existing tenants.

Looking forward to collaborating and growing with this community.

Be sure to check out the free tools BP provides to help analyze deals you may have and also market insights.

If you owned a few thousand rental properties, you could argue that owning a private jet is a significant time saving tool and well worth the cost.