And I am sure you know, but just in case I will explain why you cannot get a loan without insurance. if the house was to burn down and there was no insurance the lender would have no way to get paid back.

This includes incentives for green building practices, renewable energy adoption, and water conservation measures.

It's got the Midwestern friendliness but with more energy and diversity than you might expect.

I've seen complaints from other STR owners with photos of laminate counters with burn rings from hot pots, which won't happen with granite. 

The energy, dedication, sacrifice, and unity is unbelievable. 

At the end of the day, you didn't start your business to be a bookkeeper, so my advice is to focus limited time & energy on the things that you love & excel at! 

I tried early on to keep in touch but quickly was burned out by the volume of people I was getting.

I stand by what I said earlier about access to capital - as an investor I know that its pretty easy to access large amounts of capital, and anyone who spends a lot of time, money, and energy marketing for capital is a red flag.I believe Summit has filed for bankruptcy, but as this has happened multiple times already expect them to resurface soon with a new name & new website.

my main goal is to just get the roof in before weather gets bad.is there anything I can do aside from a 3k escrow holdback suggested by my agent to prevent getting burned?  

But also people are thinking of marching to the house of the lady who POSSIBLY reported the squirrel and burning their house down, so I think it's best I dont go down that route haha.