We're living in times when franchises go out of business overnight, but healthcare will never be since it is essential. 

That's smart business, right?

I own a mortgage company, so I have my loan officers use this Fannie Mae income calculation tool for all business for self borrowers: https://singlefamily.fanniemae.com/applications-technology/income-calculator .

It wasn’t an easy path—in 2014, I even filed for bankruptcy while trying to launch a business.

The challenge was separating business from personal relationship.

It makes lead management way more efficient since they get to focus on people who actually want to do business. 

I sold my precious business for 1.5M seller carry.

Although things will change this year, between HELOCs, 1031 Exchanges, and a Business Partnership, I'm up to 15 doors (including my personal residence) and I haven't done a down payment since 2015.

Fast forward a few years we are we financially free via house hacking and owning small businesses (leveraging our house hacks as collateral). 

I've actually pulled the plug on investing to focus on our general contracting business because investing was more of a distraction.