I currently rent, but plan on purchasing a duplex or triplex next year.A little about me - I was an auditor for a CPA firm for almost three years, which consisted of working many late nights and weekends, until I suffered through an unexpected health issue and realized I didn't want to work my life away.

Amidst all the chaos, an auditor is not going to recommend foreclosure on a note that is getting paid.  

He doesn't want a 'potential' audit or 'potential questions from IRS regarding this one propertyThis property out of state is $6k total rental income, $15k in travel/meals and a net loss of about $25k apx.We had to do a lot of major repairs and had it empty most of the year. 

What I did find, is the auditors don't understand it.

When you walk into a rural county office and the county auditor, treasurer, etc. know you and remember you on a first name basis, it's priceless. 

The bank has all the utilities in it's name and the auditor will have the bank as the owner of the home, which means the bank owns everything in the house.

Finally, I got a hold of the auditor's office and this data is being stored in a 3480 cartridge (they're still in the 80s) and the only way I can get it is if a third party converts it or if I go into the office myself and copy everything down.

I have heard that some counties are starting up a "Land Bank" for areas that have been hit by a large amount of properties that are delinquent.I did some research and found this on the West Virginia Auditor Office selling Delinquent Land, am not sure if this is any help to You.

just checking that box on the Auditor's form prevents any costs other than the small filing fee.

Maybe starting out you can get comfortable with HRB, but when Jon puts it this way, I know who I would rather have going into the auditor's office...