I am thankful for so many things: The people in my life who have helped me along the way, whether I knew that at the time or not;The events that gave pleasure, excitement, sorrow and solace, understanding and growth, and even love;Those seeming adversities, which made me stronger, which now enable me to get through this time;Those incidents that stand out as milestones over the years, that, if any one were missing, my life would not be the same.I’m asked at times if I could do it over what I would change.

High outstanding debt can adversely affect your credit score.

To whom do you have to send the adverse action letter to?

I think people in the medical field often are far more risk adverse than average and also don’t have the same “I hate my job” motivation to make real estate be their path out.

@Donta' Collins, you must adversely possess the property for three years after the tax deed date.

At a minimum, the current owner has a case for adverse possession as apparently they have been paying taxes on it. 

I should clarify, I'm not adverse to a remodel if it adds value to a property I'm holding, the brrr method does interest me.

@Josh ThompsonNot sure about the legal issues, however if you're single and not adverse to room mates they could stay and pay the mortgage allowing you to gain more savings for your next property.

If you are risk adverse real estate, (especially out of state) is not for you.

If you are risk adverse real estate, (especially out of state) is not for you.