To help avoid this we’re planning on giving clients the option going forward to let us know if they’d like to be filed early and we will adjust document deadlines accordingly. 

Fannie/Freddie both allow up to 90% financing. https://singlefamily.fanniemae.com/media/20786/displayHOWEVER, the  loan level pricing adjustments are HUGE on these loans: So, the rate and costs will be very high. 

The key is to be ready, wait for the right property, and adjust your offer based on the strategy you want to deploy.The time of year is less important than the property itself.

Explore ways to optimize the current cash flow, such as adjusting rents or reconfiguring the property?

Why not just adjust the rent to market/HUD FMR max on renewal? 

Adjusting for it allowed him to realize his property’s ROI was still positive but not as high as initially hoped.

Unfortunately there is a rate adjustment adjustment between 75% and 80% ltv on almost any product.

Tax impacts include deferred gains, adjusted cost basis affecting future depreciation, and strict adherence to IRS timelines.

If you’re comfortable with it, you could ask to extend the term beyond five years or potentially even adjust the interest rate for a longer payoff.

Many banks handling tax escrow accounts for mortgages have mistakenly thought there was one tax due twice/year or totally missed one of the taxes.Investors should research the SEV and the Non-Homestead property tax millage rates to project what the property taxes will be after adjustment.