You need to look farther out to the south and Midwest for cashflow if that is your strategy and you aren’t afraid of gambling for appreciation.

I've never structured seller financing.I've thought of a near full price offer with interest only for 5 years (a little gamble that rents will continue to rise and values will at least stay steady) or the financing and paying them $225ish.The owner said my proforma seemed faulty accurate (I lose $206 monthly after moving and fully renting) so there needs to be wiggle room for win-win here.Asking the BP universe: what offer methods and tactics have you found to be most successful?

I got a wife and 2 kids, I don't think that gamble is for me... thanks for the quick reply 

All we know is now, and everything else is a gamble, so if you can afford to cash out refi now, now is a good time.

You could talk about Phoenix or anywhere else in Arizona but I consider them vegas without the shows, the restaurants, the gambling, the tourists, the excitement, and they tack on state income tax.

It's a bigger gamble in my opinion, UNLESS you KNOW the person putting the deal together and trust them. 

With all the competition from DC, MD, PA, NY, DE they are doomed until they find a new business model not involving gambling.

Seattle especially is pretty much all gambling on appreciation at this point, as the properties are valued so high that cash flow is extremely low to actually being negative. 

That is gambling. 

"Gambling" that the value of the asset will increase also has its risks.