switch the zoning or rezone to hotel or a permitted grandfathered zoning instead of looking for the license go bigger and get it permanent not just one unit. loophole but very powerful how a lot of condo development is moving forward in miami they are hotels technically 

If this loan were to work out, it would be a construction to permanent single loan.

Check in with @Joseph Chiofalo for construction loans or construction to permanent financing.

I have not looked at Kelowna  prices in a long while but its hard for me to gauge it since I bought in 2000 and sold in 2002 and made a fat profit at that time.. a lot of it was the currency Delta at the  time as well.. buying in US dollars Canadian real estate..

(And cool air in summer).Any thoughts/questions/concerns regarding before I permanently removing hundreds of dollars worth of insulation from the crawl space?

Drafted a plan, gathered estimates, created a budget, put together DTI sheets, even got an "as-built" appraisal, and also have it in a permit status at the Local Building and safety office.Then I started to look into the construction loan and the permanent financing....to do it myself, and not through a builder.I soon realized that there are sooo many companies out there that want to try to help...but cant  (some of them were even on this network of people):  don't have builds on record, won't allow for owner-built homes, my credit is less than 680, while carrying the construction loan, there may be a point at the end where because i have my rental house while building that it become hard to pay, and  I can't pull out a private loan to help start process because my credit cards balances are horrible...and my "business" has no show of income.So, now we are here in the present time....   

A permanent repair, have to address the reason it rotted in the first place of course.The labor cost is the same, I know what product's I'd use

Invested 45K into full rehab and renting due to military permanent change of station (PCS).

Huge pain until I bit the bullet and got it fixed permanently.

Will the bank loan on them if i own the land and building on permanent foundations?