@Lue Yang FHA will give you the lowest downpayment with you being a nonoccupant coborrower.You can also do conforming, but downpayment will be 20-25%.BTW - if you find a property that needs repairs, you can look into an FHA 203(k).

What I found out later was that this seller and the prior lienholder is that there were private discussions and they did a "favor" and increased the payoff knowing they were about to "close" and likely thinking NO ONE would ever find out because IF it had closed, it wouldn't make much difference to the seller and the lender BUT since it didn't close (and might have been the whole fraudelent intention from the start) now the seller has a paid off property, and extra few hundred K in the sellers pocket, and when requested for the prior lender to return the wire, they REFUSE.   

Well, do you trust anything in a Chinese company's 10-K?

@German TapiaI concur with @Rob K.: CA wants all their residents to pay $800 per year for any LLC they form anywhere.

Quote from @Steve K.: Although not as sensitive as hardwood to temperature, humidity and sunlight, these things still effect LVP.

Quote from @James K.: Hi all, I'm thinking about getting into the STR market.

Yes, I am fortunate that a lot of the properties are 3.75% or lower, but I do have 4 above that, and all with mortgages under $140 K. 

It has 5 bedrooms and earns 5K per month, but the owner is asking for 360 K. 

They certainly display an impressive track record and have a deep bench when it comes to industry experience.

Does providing complementally k-cups/teas, popcorn, spices, toiletry essentials (toothbrushes, floss, bath wash, shampoo, conditioner, soap, paper products, makeup remover, laundry detergent, firewood with firestarters for the fireplace and firepit constitute as substantial services?