Hello,I myself invest into a fund and have my own investors (that are not shareholders in my company) and want to know the options for protecting every individuals interest in case the lead (or only manager) faces untimely death.Is it best to use a will, promissory note, or other recording instrument?

@Seth EuesHere you go:HUD 4000.1, page 135, provides the standard for owner occupancy:“At least one Borrower must occupy the Property within 60 Days of signing the security instrument and intend to continue occupancy for at least one year.”Assuming you do not already have an FHA mortgage on your first property, you can probably make this work.

I personally also use @Joshua Jones as my lender, and he was instrumental in helping me get my portfolio of rentals off the ground.

A HELOC is a great short term debt instrument.

Of course, the neighbors were furious with me because she was absolutely crazy and torturing them with her loud music and doing anything she could to make them angry.  

I'd rather not post the security instrument, but I can tell you it is a standard deed of trust for our state and wouldn't have anything in it that would let someone know an owner is missing.

Landlord is hereby irrevocably vested with full power and authority to subordinate this Lease to any mortgage, deed of trust or other lien now existing or hereafter placed upon the Leased Premises of the Building, and Tenant agrees upon demand to execute such further instruments subordinating this Lease or attorning to the holder of any such liens as Landlord may request.

However, they play music and watch TV on high volume throughout the night.

I've got my own list:"Best Podcast Theme Music"1) SimplePassiveCashflow Podcast Cheers!

Here is the exact language:Unless the previous borrower requests a release of liability, the servicer must process the following exempt transactions without reviewing or approving the terms of the transfer.A transfer of the property to a limited liability company (LLC), provided that a) the mortgage loan was purchased or securitized by Fannie Mae on or after June 1, 2016, and b) the LLC is controlled by the originalborrower or the original borrower owns a majority interest in the LLC, and if the transfer results in a permitted change of occupancy type to an investment property, such change does not violate the security instrument (for example, the 12 month occupancy requirementfor a principal residence).This means that as long as the loan was obtained on or after June 1, 2016 and the LLC you transfer it to is controlled by you, the borrower, then the lender must allow the transfer to occur without triggering thedue on sale clause.