But it will be very easy for my landlord to replace me and I don't think enough people/businesses will leave to harm the overall economy. 

We don’t know any PMCs to recommend in the area mentioned, but since selecting the wrong PMC is usually more harmful than selecting a bad tenant, you might want to read our series about “How to Screen a PMC Better than a Tenant”:https://www.biggerpockets.com/member-blogs/3094/91877-how-to-screen-a-pmc-better-than-a-tenant-part-1-services-and-processesWe recommend you get management contracts from several PMCs and compare the services they cover and, more importantly, what they each DO NOT cover.

In other words, you’re less of a target for lawsuits.Anonymity reduces the risk of harm or dangers to you.Anonymity limits access and knowledge to your financial information.3.

We don’t know any PMCs to recommend in the area mentioned, but since selecting the wrong PMC is usually more harmful than selecting a bad tenant, you might want to read our series about “How to Screen a PMC Better than a Tenant”:https://www.biggerpockets.com/member-blogs/3094/91877-how-to-screen-a-pmc-better-than-a-tenant-part-1-services-and-processesWe recommend you get management contracts from several PMCs and compare the services they cover and, more importantly, what they each DO NOT cover.

Where is the harm?  

They are also, mostly, securitized and sold off like regular loans i.e. no difference in substance compared to a conventional residential loan. 

If the non-industry people do not know the difference between an appraisal and someone giving them an estimated value of a home (with a 20% range), I don't really understand how they are harmed by the misperception.

We don’t know any PMCs to recommend in the area mentioned, but since selecting the wrong PMC is usually more harmful than selecting a bad tenant, you might want to read our series about “How to Screen a PMC Better than a Tenant”:https://www.biggerpockets.com/member-blogs/3094/91877-how-to-screen-a-pmc-better-than-a-tenant-part-1-services-and-processesWe recommend you get management contracts from several PMCs and compare the services they cover and, more importantly, what they each DO NOT cover.

Throughout the consideration of HB23-1115 and HB23-1171, I advocated to include guardrails to ensure that we don’t harm property owners or the development of new housing.

No harm in consulting with one or two more.I happen to agree that all the eggs in the basket, at our age, is just as scary a proposition as another market correction/collapse as we near retirement.