There are tons of options so just check out biggerpockets.com/events and meetup.com and start attending whichever ones line up with your schedule.

We offered $41k or balance on mortgage, whichever was less and we offered to cover all closing costs.

Make sure with whichever lender you speak with that they are clear with how much of a seasoning period they want before you refi out.

Google Miami / Broward county (whichever county the property is in) tax estimator & plug in the address; no homestead (since you are going to be renting) & the system will show you the taxes you will be actually paying.

Final 10% to be paid after buyer's inspection or 45 days, whichever comes first. 

In all seriousness I'd recommend you do whichever is most sustainable over the longterm.

Then once the floors are finished or the cabinets are installed, which ever comes first, we bill another 40 (Drywall, and all the rough-ins are done at this point). 

@Juan David Maldonado Yeah either a real estate lawyer or a title company, whichever does closings in your area, should be able to help you out with contracts.

Is late fees maximum to $10 or 5% of the amount due which ever is less?

***Loan amount: 75% of appraised value or 85% of cost (Purchase price plus improvements)- whichever is lessAnyway, disappointed but lenders do this quite regularly.