I am not seeing 2024 as a banner year for the economy

I can explain in more detail if it floats your boat. 

Virtually 100% of the time unexplained large water bills at your rental property are going to be explained by one of the following: A) A broken service line (the line that runs from the meter to your house) or other supply line in a hidden area where no one notices water leaking;B) A toilet that's constantly running through a sticking handle/float/ball or a faulty seal on the flapper/ball.

As we are in a curious time in the market and with all sorts of litigation floating around the industry, I have a question for investors.

You have to go back on this chart to 2019 to see a typical year, since 2020 was influenced by COVID, 2021 was an unusual banner year and 2022 was influenced by rapidly rising interest rates.

The rest of the time they can read "Gone With the Wind" or "Eight Lectures on Theoretical Physics by Max Planck" whatever floats their boat, while they wait to unload the dishes.I'm not sure why that's so complicated.Or maybe you need a faster dishwasher. 

They get a variable rate mortgage which floats with the prime rate.2.

The issues where we have to decrease the LTV is when the property forms debt cover, lower than expected FICO, rates increase while the loan was floating or unforeseen issues that came up in title search.

But they all (very rightly) expected the government to bail them out, and (also very rightly) that nobody would be held accountable.I agree we're not in the same position with the same kind of funny money floating around today.

If the down payment is small compared to the overall liquidity then the odds of floating the property longer have increased whether residential or commercial.Larger commercial loans also tend to be non-recourse in nature.