there are two aguments in this statement that we have to seperate. first issues do come up in life, accidents and sickness and things like that, those are acceptable to things that just happen.

I wonder if this facility will just have an "accident" one day and Iran will have to appeal to the US for humanitarian aid.....

In my favorite case, a concert pianist lost sever fingers in an accident, I reattached them, and 8 months later he performed a private concert for the Queen of England."

It's like saying you'll never get in a car accident because you're a great driver.

Another problem with sole reliance on insurance companies is their frequent refusal to pay claims, then requiring you to deal with two lawsuits, one to defend yourself, then another to sue the ins co.3) Corporate entities also provide additional tax sheltering benefits.4) Provide vehicles for protecting & transferring wealth to family.5) Provide protection of your investment assets from personal lawsuit (You are sued from an automobile accident).6) Provide privacy (though not complete I must add).

It comes in handy as a tool, could also save your life if you're in an accident and need to cut the seatbelt out, or good if you're in a vacant house and some squatter attacks you and you end up on the ground.Michigan has open carry, but I'm not a fan of that.

The policy I have covers accidents and illnesses: $100 annual deductible, 90% reimbursement, no cap, chronic conditions covered, routine items that aren't accident/illness not covered.

I think tonight is my lucky/blessed night because coming to this section I know was not by accident.

Sad about his accident.   

State regulations about AirBnb rentals are in flux these days, plus your own insurance might not cover any accidents or damages.