@Zach Taylor I need to provide some clarity here if you don't mind:They would not include rental income from some of my properties for reasons such as seasoning time, and even because some of my units are month-to-month leases. - There is some nuance here that might be important. 

I appreciate the clarity.

This gives you clarity on your property and is also nice to have when you turn around and sell it.  

However, if you are doing it to get your feet wet and gain some experience you should really work on your analysis and have more clarity before moving forward.Good luck to you,Arlen

I only mention this because important to have more clarity on your state and what is going on around you than less clarity.

Thanks @Upen Patel -- I appreciate the clarity.

I think what would help me understand better would be clarity on what you mean by "behind/In Front", "Junior/Senior" "On a side note, if BofA foreclosed, they did wipe out any liens junior to them"; can you explain or give me an example of what "junior to them" means?

It may be useful for her to start by trying to get clarity on what each of them are, where to find them, and what they can offer her.

Thanks for the clarity.

Since you checked in your loan docs that you intend to occupy as primary, then never did but only named it your primary, again does not make it so and that is where fraud would come into play.I only intend to get this clear so we all have a full understanding of what took place so others may learn from it rather than the banter back and forth without any true clarity.