If not, then passive is your chosen route.2) once you have nu 1 above, go through various passive RE investing strategies to select one that suits your interests/needs best.Here're a few posts to help you getting started: https://www.biggerpockets.com/member-blogs/10850/86621-six-steps-approach-to-getting-started-in-real-estatehttps://www.biggerpockets.com/member-blogs/10850/86626-the-pros-and-cons-of-investing-via-real-estate-syndication https://www.biggerpockets.com/member-blogs/10850/85836-should-i-buy-a-turn-key-property-or-invest-in-a-syndication

Not a lady, but you've chosen the right state to invest in ;)Which city?

You can do this yourself usually, via the commercial authority in your chosen state.

I have chosen not to tell my coworkers.

An analysis by the Medicare actaury found that ObamaCare's attacks on Medicare's private insurance options will force nearly 8 million senoirs out of the coverage they've chosen."

You believed that the cash flow will make up for this initial negative return, otherwise you would not have chosen this as your investment path.Understanding both the cash flow and the values placed on ADUs, I question if you considered purchasing a property with an existing ADU instead of doing an ADU addition. 

I'm in the Orlando area and get out of state investors reaching out often who have chosen Central Florida but don't know exactly which market.

You've chosen a fantastic platform to dive into the world of real estate investing, and your goals and mindset are already setting you up for a promising journey.It's impressive to see that you have a clear vision of what you want — seeking cashflowing assets, considering long-term rentals, and even the openness to evolving your strategies as you learn.

Specifically highly compettiive non military markets where its a landlord market, military members are not chosen and actually have a hard time finding housing.Just food for thought.

Index Universal Life will get an average return of 5% to 8% but with more volatility (some years will be 0%, while some other may be up to the cap that is around 9% depending on the insurance company and the indexing method chosen).When you get a loan out of the policy, the whole amount in your policy continues to grow as you never withdraw money from it, but instead used it as a collateral for a loan from a bank or the life insurance company.