I like the small HOAs that provide a little bit of uniformity (no pink houses, please) and an extra set of eyes when the property is not being kept up (garbage left out, lawn unkempt).  

This is per the OCC regulations.www.occ.treas.gov/ftp/bulletin/2005-6a.pdfAlso see Title XI of the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 (FIRREA); Amendment to FIRREA effective June 7, 1994; Interagency Appraisal and Evaluation Guidelines (October 7, 1994); Uniform Standards of Professional Appraisal Practice (USPAP)I haven't seen or heard of any changes from the current policy.

Unlike say track houses in San Jose where value is much more uniform.

Federal law is probably more uniformly adjudicated within Ohio but I don't know that for a fact.For the reasons above, I strongly urge you to NOT use any attorney who does not practice regularly in Franklin County (or whatever county you have real estate in) and who does not regularly practice (involved at least weekly, if not daily) landlord-tenant law.  

Plus cities usually take forever to rezone and accommodate early private developers with incentives, etc, so might as well get all that in motion now.

Therefore that account must have some "seasoning" showing a constant average balance which does not vary much except in the upward motion as you get more apts and deposits.

If the zoning is pretty uniform and there isn't much room for expandability I can see where the land wouldn't move the gauge *as much* as sq ft and condition.

Healthcare has been good to me and my family, I just hate going through the motions.  

Hey everyone,Currently I work for a plastic display company and have developed carpal tunnel and tendinitis in both hands due to continuous repetitive motion.

Wholesaling is a lot tougher to be successful at than most people think I second the motion!