As you might already know, they include tangible assets such as precious metals, notes & loans, start-up companies, and real estate. 

Reserve studies should be done every few years that show estimated lifespans of buildings, concrete, wood, metal, and other components of the community.

I use a sump pump and 2 garden hoses to circulate the water through the coils of the heat exchanger. 

It had an old metal roof over shingles. 

Do you understand precious metals are dug out of the ground by what is essentially slave labor to build some of these devices?

I had four bids for a new ac, furnace, and coil: $13,000, $8,000, $6,000, and $5,400.

Roots got in and cause a major backup into my house, complete with water damage on the second floor and ceiling damage where it leaked down into the finished basement.I think the answer is no, but just wanted to double check to see if you think USAA homeowner's insurance will cover the cost of replacing the main metal sewage line with PVC, about 70' worth.  

Frequently there is a sheet metal plate that needs to be removed from the duct under or beside the evaporative cooler and it needs to be stowed for summer to be replaced in the fall. 

The metal roof is 3 years old. does this sound good to you?

There is a better way.Preventative MaintenanceOnce a year complete some or all of these tasks:🛠 Repair drips instead of floods🛠Change the air filter🛠Flush the water heater🛠Recaulk where necessary🛠Rinse HVAC coils🛠Test smoke detectors🛠Add missing doorstops🛠Adjust sticky doors/locks❄ Winterization📷 Snap a few photosFlip the script on inspections and deliver value instead.Why?