The loss of a home, due to unexpected events which leads to financial problems are most often associated with the following life changes:*Death of a family member *Illness*Loss of job*Cuts in work hours or overtime*Retirement*Injury *Divorce or separationCan be financially and personally devastating which can lead to emotion distress and crisis.

It's a wonderful thing to be a part of, and I feel honored.I live in a city that is in a bit of a "renters crisis".

I share that with you, but I try to fight that in myself because I know that to an extent it isn't rational.A fixed interest rate of 4.25% is very low historically, and because rates are increasing quickly I think it will be hard to get rates that low again without another major financial crisis. 

I’d say not so much and that's why I have turned down millions in profit over the years from investors looking to finance.Does everyone forget that we just hit the 10 year anniversary of the financial crisis that led to people buying so many homes with so much leverage forgetting that if their income changes one blip it all goes to S@#%?

Think of the turn of the 20th century:  cities with increasing population like NYC and London had no place to store manure, which created a crisis affecting public health.

What is the most diplomatic way to handle this?

You should watch Nick's ReventureConsulting youtube video, "Airbnb owners are about to Sell (Massive Housing Crash ". . . . . could be as bad as the subprime crisis" LOL!!!!

The agent, and lender (USAA), did not look out for my best interests at that time and told me to put cash down to make the offer more attractive - even though we were in the the financial crisis.

I'm betting on an "unpleasant" year for the economy, but not one that is so memorable that it will be talked about for the next several decades like the Great Financial Crisis.

@Svetlana IvanovaIf your trying to save money, save money.However, be aware that dropping medical insurance means your probably one serious illness away from a devastating financial crisis.