I am not accelerating any RE loans 4.25% or less right now.If I were a RE dabbler and not full-time, full-charge (like I am), I would allocate up to 15% of my income towards retirement, provided I didn't have any bad debt (car payments, cc's, student loans, etc.)

Again personal choice but they do harm a good amount of folks by saddling them in CC debt.

(As an added bonus, you can use a CC with no additional fee so it is a great way to get miles/points... really starts to add up once you get a lot of properties... you can take at least one vacation per year courtesy of just your tenants' water usage!!!!!)

Every company has a different time frame for filing a claim but most CC companies provide insurance against fraud, misleading advertising, or failure to deliver goods or services “as promised”.

I would say my properties are C-C+ that are B’s when I am done.

@Brian C we have a lot of clients use private money to acquire the property and renovate or add value to the building in order to increase rental rates to top of market.

Most of the neighborhoods are what I would consider C/C+ with some B class areas.

Many Americans have CC debt so it is just a numbers game like someone already said.

We also have C- duplexes in C/C- neighborhoods.

I selected this one because it allows you to accept ACH, CC, & Debit cards, but also allows you to select who pays the fee