I was thinking of going this Christmas with my family (husband and two daughters aged 9 and 1 year old) but because of the Zika and other possible diseases I think I'll wait until my little one is older. 

Now that we're close to Christmas, some stores are selling a lot of kitchen appliances for $5 - $10 brand new. 

I usually see commercial developers budget for a 4 year project.After land seller delays,political delays,zoning and site delays,construction and phase funding drying up these projects can take up to 10 years to get the first phase going.If there are multiple phases you could be looking at up to 20 to 25 years to finish.Everything constantly changes.The people in local city and county changes.The mayor can change.Budgets from the city and county allotted to development change.Type of project and viability can change etc.Used to developers just made an LLC with high LTV and put a little coin in on high non-recourse say 90% with 10% down.Maybe 85%,10% down,and 5% mezz debt.That has all changed.Lenders want recourse and your first born now and cities and counties need monetary assurances they won't be left finishing up a half built project of roads and lighting and the tax payer footing the bill.They want you to pony up other trophy properties in your portfolio as collateral.This has caused developers to be ultra conservative on what they can pay for land to develop along with projected rents they will get during lease up and completion.

Comparing that to the rate you're getting from your Christmas Club saving account is ridiculous.Also now you seem to be confusing cap rates with ROE or whatever... you said, "that the amount that tenants pay, minus expenses, DOES represent the investors "interest rate" (when annualized and divided from their initial outlay )You DO understand cap rate, right?".   

Thanksgiving/Christmas, in my opinion offers an excellent time given the fact that most Americans are spending money on gifts, etc, tax season offers returns to potential home buyers so what is your perception or history on the perfect "season" to purchase for you and what alters this in comparison to my perception? 

As we all know those hedge fund guys jet between their trophy properties in Manhattan and Aspen. 

Singapore at Christmas has to be one of the most beautiful places I've ever been at that time of year.

Not a great game, most aren't, the only record set was the longest punt return by the Panthers, good for that guy, he's in the books now.The Referees really had the last play, they wiped off 10 seconds of the 11 remaining, which gave Manning a "walk off" home run again.Then the presentations of trophies.

Most days F. and M. get along well, but there are occasionally loud arguments and fisticuffs around 11:00 pm or midnight, and on 2 occasions now, the police have intervened.As of Monday the 21st, F. told the Justice of the Peace that M. had moved out, following a posted Notice to Vacate the week before, which was done on mutual agreement between F. and myself.On Christmas Eve, I noticed F. and M. entering the property together.

Christmas in July!