.: @Robin Simon I’m looking to put at least 5% down in a loan and use a larger portion of my capital to buy down the interest rate to take off a couple of points.

However, a huge portion of the extra monthly payments would be offset by new rental income from my current primary residence.

Renting to a tenant with a housing voucher can be a stable option since the government covers a significant portion of the rent, ensuring you’ll get paid consistently for that part.

NOTE: A lower OER indicates a more profitable property as a larger portion of the income is retained after covering operating costs.Hope that helps!

So on the rental agreement, I had wrote its a two bedroo0m house ,then on a separate agreement, I wrote one bedroom for the remaining portion  of the rent. 

Will add though, that a good PMC will immediately alert an owner about what their property really is and the expected challenges.Unfortunately, a decent portion of the time we do this, owners either don't want to believe the Evaluation Video we send them or decide to sell.

I am looking to allocate a portion of my investment portfolio into cash flow focused properties.

There's not a good reason to not ask for the allowed rent, the tenants portion generally is based on a percentage of their income not a percentage of rent. 

That would mean your equity stake in that portion of the portfolio needs to be at least around 20% of that to actually get loans, right? 

- **Equity Stake**: In certain cases, a developer might receive equity in the project (such as a portion of the profits), which might be higher if they are taking on more risk or responsibility.### 2. **33% of Gross Revenue** - This is on the higher end of compensation for land development.