Managing a property means you sometimes have to go through uncomfortable conversations.

Thank youI am game planning for all different options here and there and hopefully it’s just slightly low cash reserve temporarily that makes me uncomfortable We live in very highly rated school district and my wife would kill me if we needed to move because of my decision on this purchase….. 

You can keep an eye on things just by doing your normal routines.

Or, a charging order may be granted.If you're going the umbrella insurance route, perhaps see if it will cover you for several things including just the routine slip and fall (like mold or earthquake).

It may feel uncomfortable or risky to buy something that seems "expensive.

Having the space vacant relieves you of having those uncomfortable convos with your tenant, not being able to schedule showings at times convenient for a Buyer, etc. 

By no means does someone have to be a constant hard-*** to be in control of their business and just because a landlord approaches tenant relations differently than you do does it mean they are afraid or uncomfortable being the boss or enforcing their lease.

They don't just want your money....they need you to be ready to take action, which for most of us means getting uncomfortable at times. 

@Diane Kruse, I routinely buy used washers and dryers for my rentals.

In my case, when I buy fbo my company, I routinely make offers that are not contingent on financing.