Private Lending-Cash Offer

[Mark Welp]

Quick question...I am Ohio and connecting with private lenders to assist me in funding my next deal.

If the purchase and transaction is with a real estate agent and you have a private lender for your loan, is that considered a "cash" purchase in terms of the real estate contract and telling the seller, or is that still considered financing?  In Ohio, on the Real Estate Purchase Contract, you have to check a box as the purchaser if you are doing "cash" or "financing"?

Thanks!