Correctly it should be called the STE calculator.  

Made sure to check the ledger and T12 to ensure that the tenant was qualified correctly before purchasing the property.

@Daniel Godbout as I understand it your are correct. 

Again, all answers that might be better answered in private.You are correct that a lot of lenders just don't understand how we work as investors but that's why some of us hang out here. 

@Olivia BlakeIs the tenant correct that they would be authorizing you to review credit history?

If you are using RE investing to try to avoid going to school, your intentions are not in the correct place.

Told me the violation wasn't corrected in the 30 days required timeframe (yes you are correct, the repairs were done in time but they didn't come out to confirm). 

What I take some issue with is the techniques that guru's use to up sell and so on .. and they do nothing to qualify if the person paying them if the program does not work they are now into debt to the eyeballs and so on but then again who are we to say at some point.. think of  Hewlet and Packard they went into 15k worth of debt to start HP in late 40s or early 50s and that was a ton of money then :)

@Daniel Tanasa   Unfortunately that is not correct when it comes to mortgage debt.

I have met Eddie nice guy but i think your hunches are correct.