Putting myself in the shows of Mel as the seller this is the conclusion I am coming to:1.

In conclusion, I am not re-couping  $80K but rather figuring out how long $80 will take to LOSE. 

Give them the ammunition to support their higher conclusion. 

btw i want to bring another point, but the conclusion is the reverse, and this is especially true for Californian.once we pass certain age, we no longer having w2 but we want to maintain certain lifestyle, correct ?

I think any reasonable analysis of the cost of title insurance versus the benefits has to lead to the conclusion it is the best insurance dollar for dollar of all types. 

And a single line from an article saying some states are considering protections based on immigration status is neither (a) detailed enough draw a single conclusion from, or (c) attributed to any government source. 

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Prices soften a little....but no where close enough to offset increased borrowing costs.There are basically two logical flaws that lead people to the conclusion that rising rates equates to equally low prices.1) They assume that other investors have the same borrowing costs that they do.