Depending on your debt to income, you might have to sell or have an executed lease to secure financing to buy the second home.

What do you recommend for home security Jim? 

I also tapped into portfolio loans and private lending networks to secure more flexible financing options.I’d be happy to share more details on how I structured these financing strategies—especially ways to access funding without upfront capital or limitations on deal volume

I recently had a long-term (5.5 years) tenant move out. She was a fantastic tenant—always paid on time, easy to work with, and took good care of the property overall. She did move in two cats during her tenancy (with ...

==========================My relative is asking if this is a viable way to legally avoid having to pay taxes:STEP 1: SELL PRIMARY RESIDENCE (House A)-Sell primary residence to son-in-law for cost basis + $500K-File gift tax form for difference between sale price & market value-Not pay capital gains on $500K due to personal exemption.STEP 2: SELL RENTAL PROPERTIES-Do 1031 exchange and buy House A back from son-in-law-Rent out House A for 1 year before move back in==========================Thoughts?

Quote from @James Hamling: @Collin Hays I'd file this under "Shiny-Things". 

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I had found some regulations about VA guidelines and it speaks about recent separations and states that anyone who has recently seperated and doesn't have the needed 2 years job security can still be processed but underwrites will use their best judgement and will have flexibility.

Private lenders or even creating a small syndicate with a group of investors might also be worth exploring, especially since you can point to your uncle’s track record and your own experience managing rentals as a selling point.If timing is tight, you could look into a bridge loan to secure the property while figuring out a more permanent solution.

Yes, it's secured and if you have to foreclose you can sell and recoup at least some of your investment.