But better safe than sorry, becuase people will pass on your place and you will never know the reason.....Like @Michael Baum said, there are many option like the mini stackables nowadays....

I ran all of the numbers and it seems to be pretty safe from a cashflow perspective.

Then I came to the conclusion it was “risky vs safe”.  

A person should never focus on minimal $ down, they should focus on the deal, a "deal" worth buying, operating, the strategy, because the $ is always out there looking for a place to land that's safe. 

So bottom line they got away with it and are living in a beautiful safe clean country. 

I'm leaning towards separate bank accounts to be safe.

Period.Likewise with flipping houses -- I've flipped a lot of houses, and it's safe to say that if, with the knowledge you can get for free, it's tough to lose more than $10K in many parts of the country (barring some macro-economic event).

A few things to keep in mind:Section 8 requires the property to pass an inspection based on HUD’s Housing Quality Standards (basically making sure it’s safe and well-maintained).The rent you charge has to align with Fair Market Rents (FMRs) in your area, so it’s good to check what similar properties are renting for.You’ll still be responsible for maintaining the property, but the upside is that a chunk of the rent is guaranteed by the government, which can provide steady income.Check with the local housing authority about any specifics for your area—every jurisdiction does things a little differently.This could be a great niche if you can find a good deal on the land and make sure your expenses (like maintenance, insurance, and occasional vacancies) are covered by the rental income.

We are currently looking at a HUD home in Georgia - I have a couple of questions and can’t seem to find a definitive answer - The home is currently in the OO listing period - our plan would be to buy the home doing extensive renovations (the home is in a “Historical” area so renovations have to be approved) once completed we plan on living there full time - it could take ip to a year to complete or longer I don’t know  - as I see it the OO designation is to be the OO for a min of 12 months - is this after the home has been renovated or after you close on the home - though the house could probably technically be lived in now it does have some water and roof damage and needs complete redo of electrical and plumbing - for me to deem it safe - so not really livable by normal standards - but no way it would be livable in just a couple of months - any thoughts or an actual answer to the OO rules 

To put it simply, we want our note buyers to make money - if they do, they'll invest with us again and if we have to refund them because a note doesn't perform, they're likely to buy again knowing that their principle investment is safe.