Which means more $$$.The bonus of ductless split systems is you can chose heat pump style or heat recovery.

With the $38,000 from the HELOC, you can cover down payments, closing costs, or even some light renovations on a new property.One strategy you might consider is the BRRRR method (Buy, Rehab, Rent, Refinance, Repeat).This approach lets you leverage the equity in your current property without sacrificing your cash flow.

Jerryll I'm not asking you to change your style.

Quote from @Michael Plaks: Quote from @Alfredo Cardenas: I think I know who the new CPA i will be..What do you think about my other strategy...I think it would be a terrific question to ask your new CPA  ;)  I like this guys style

Figure will do Heloc style loan product up 70 LTV on single family NOO.

Thanks The handwritten/sharpie style is the best option 

Did the heat treat and it worked.I recommend getting the encasement style pillow and mattress protectors. 

You may have an amazing gift from Uncle Sam. agree not sure sacrificing 250k tax free just for a low interest rate is really worth it.. once you grab that tax free money your off and running ...

We cut our own with a builder’s supply purchase 8 years ago, still looks like new and it only cost like $150 plus the saw blade (small galley style kitchen).

Dave Ramsey style.