Most lenders will vary how aggressive they will get based on the experience of the operator (you), but I don't know any that will lender to someone who's never done a spec build like you're contemplating.

If any of you reading this feel you can assist me.

Quote from @Tony Lopez: You are in the most regulated corner of the world and have zero experience.

Quote from @Andrew Steffens: Smaller units have longer average bookings in my experience. 

With flip loans, experience is key.

1) I think it’s “funny” that not one news article I ever read for the last 5 years had headlines like “Housing at historical record lows!

That's the first question as real estate is like another job and if you are upgrading properties it's like running a daycare. also what experience do you have?

Traditional lenders won’t approve it, and hard money lenders who offer this type of financing all the time look for experience, assets, or strong equity in the deal.Partnering with someone who has financing or experience is realistic approach when starting.

There are conditions that must be met.Also, I believe the taxes are higher in Richland County than Lexington County, but I don't like there, so I don't have personal experience with that.

Any advice or experiences with this would be greatly appreciated!