I have over 30 years professional experience so not taking anything personal.You have corrected nothing. 

Regardless of legal nuances, I can tell you from extensive professional experience: Don will WIN an IRS audit for his Subject-to interest, as long as he can show that he made the payments.

I am not an accountant or tax professional so I would recommend talking to your account about what that means and maybe some strategies on how to reduce your tax liability

I do a meetup in Mesa on Saturday morning's which is a good place to come meet even more RE professionals and investors.You have the experience so now you just need the right strategy to grow the portfolio.

Knowledge and understanding of it is just one component of what makes someone successful in it.   

And the Professional plan is a great space for seasoned vets who need a robust system where their team can work through the entire acquisition process. 

I actually ended up going through a big career change, and attended a 6-month bootcamp to learn Software Development after 7 years cooking professionally in fine-dining kitchens. 

I’m looking to expand my network and connect with other investors, realtors, and real estate professionals—especially those who are growth and collaboration-oriented.

Seriously though, if you haven't already get your self a solid real estate-focused tax professional in your corner.

Also makes it look professional when a potential renter comes to look at it.