These are your primary costs if not NNN.  8. 

I do believe that our area will all bounce back much stronger than before and what would have taken at least the islands another 30-50 years to redevelop is now reduced down to likely a 7-15 year rebuilding period. 

We also have a nextgen in our primary home that we rent and collect all rents for that to the same account as the rental.

I bought my first two rental houses with a combination of using a HELOC on my primary and using my retirement $.

If you have not flipped a home, do not have a rental property, and do not own a primary residence, you may have a hard time getting into lending.

But if you bought right for yourself, it's immaterial.3) No, this is how most people entering the REI or primary home buying feel right now.

Example - borrower uses loan to purchase a home in a B or C grade neighborhood for 380k, spends 50k rehabbing primary home, uses 200k to put an ADU in the back, appraisal comes back at 925k. 

But it goes to show everyone reading this that marketed projected returns are often the primary metric many investors look at.  

Not sure if you own or rent your primary home, but not all DSCR lenders will lend to first time homebuyers and/or first time investors...just a heads up.

Lenders stopped allowing rent by the room due to modifications done to the property resulting in functional obsolescence and significant cost to cure in the event there was a default and they needed to foreclose on the home and resell it, given that the main buyer pool for single-family homes are primary occupants.