While most DSCR lenders do require 20% down, there are some that offer 10-15% down options, but it often comes with slightly higher interest rates or mortgage insurance premiums to offset the lower equity.Here are a few things to consider:1.

Families will often pay a premium for homes in a good school district, meaning a higher resale price for your flip.

They offered a 20 % interest premium and 5 % profit sharing (i know too good to be true and there is something wrong).

However, when it comes to peak season and holiday weekends keep a close eye on your comp set and go for premium pricing for far out dates.  

I'd recommend checking local rental comps with 1.5 baths to see the specific rent premium in your area.Hope this helps, and best of luck with the rehab! 

A 30%-50% premium over long-term rents is much more typical in cities like Houston.Many hosts likely cherry-pick their best months to make profits sound bigger, often downplaying costs like furnishing, utilities, and management.

That might lower your taxes.Look at what you are really getting for your insurance premium with regard to your intent to use it.

You can do it without permits for less then 1/3 the cost and buyers will still pay a significant premium for a building with an illegal basement.

Are there ways to reduce premiums without compromising on coverage?

Boat and RV storage is at a premium for many people so you have a good idea to use existing land to generate income without doing too much in the way of improvements.