Our actual carriers used to be Secura, but they seem to be getting out of a lot of insurance lines or pricing so high as to have customers drop off, and we just moved policies in Nov. to Hanover Insurance. 

Whether we agree with these items or not, the following are inflationary government policies: stimulus, student debt relief, tariffs, increased child tax credits, limited immigration, and big government deficit spending.

An umbrella policy or other insurance policies can often lend similar desired protections in a much more realistic and simplistic manner.

If you’re thinking of investing, I’d say Florida’s climate and landlord-friendly policies give it a real edge over many Midwest markets!

Some people will say, "Take out a quality Insurance Policy and you will be protected."

If they are VERY professional, they will have their processes in writing as verification that policies are enforced equally and fairly by their entire staff.6.

"I mistakenly had a rental policy instead of a builder’s risk policy."

While I feel it’s not as nice as yours, it’s also listed for nearly 30% less, with similar qualification requirements and pet policies. 

I have recently switched my insurance from home owners to landlord policy.

Some carriers require limited water damage coverage depending on the age of the property and age of utilities.I would recommend at least 25% (ideally more) when possible and if you're limited to 10% you should make sure you cannot purchase another policy for a similar price.