But in Smarter Contact, even though it's not required (if you're in the Elite or Enterprise Plans), they're strongly suggesting it and even have a report on "carrier block rate" percentage.

Hi Noah, I sent you a PM with what I have planned.

I don't think the market will continue to appreciate as it has over the past few years and that equity isn't something I can realize until I sell the property which I don't plan to do. 

You have to know the market before you build a plan and I don't think this market supports your intended plan.

The plan was to house hack the house by setting up the third bedroom as a studio apartment with its own bathroom and walk-in closet.

Quote from @Allison Cutlip: Hi all, My boyfriend and I are buying our first home that is a duplex, planning to live in one unit and rent the other side.

Despite the challenges, the project was a success, proving that well-planned investments can lead to significant profits.

Lenders typically allow borrowing up to 80% of the home's value, which could more than cover your renovation costs.Fix-and-Flip Loan (Hard Money Loan) – If you’re planning to sell quickly, a hard money loan could be a good fit.

I plan to make them into rentals by this fall.I’m looking to connect with someone who want to work together.

Lots of good advice here, but no one asked what your parent's retirement plans are?