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Quote from @Chris Hertig: We recently purchased a multi-family property and have someone living illegally in an uninhabitable, detached garage. 

My main concern is how to avoid activating the due-on-sale clause when transferring the deed.

I've separated out electricity but not water (never heard of sewer being separated) and I've always had separate gas meters on my properties but have separated the heating system on one.

I’m focusing on the BRRRLO strategy.

I suppose I could update it to work on real estate, but I am no AI expert.

Congrats on the volume!

It also depends on how you hold your properties; LLC, S Corp etc... as to what the agent will recommend.

I would only underwrite based on actual rents not proforma.

The rates beat hard money and it's all online.