Co-living is seen as a non-financial tool to encourage deeply affordable units, serving as transitional housing along the housing continuum.A study by Gensler and The Pew Charitable Trusts highlighted that adaptive-reuse co-living spaces could offer more affordable housing solutions compared to traditional studio apartments.

It was a deal that was offered to me directly by the owners using owner financing and i took it!

A HELOC offers flexibility and interest-only payments but can be risky with rate fluctuations.

In the program, it appears that you offer a Pre-Loan Application-- perhaps this is how the program is legal?

I would like to offer a place to sleep in the living room but I'm not excited about the options I see for sofa beds or sleeping sofas.

Traditional deals often don’t excite investors—offering $200/month in cash flow isn’t very compelling.But with co-living, you can offer 5X the returns, making it much easier to secure funding.Now, instead of asking an investor to put up a 20% down payment for $200/month cash flow, you can pitch them a 5% down investment yielding $1,000+/month—a much more attractive deal.Why Co-Living is the FutureCo-living isn’t just another strategy—it’s a high-demand, high-cash-flow, lower-risk investment model that aligns with today’s rental market trends.

They are being offered discounted rent, free gym memberships, free cable, etc.

If your goals are long-term - this market will offer a ton of appreciation and steady renter demand.

Some of the best ones are offering rates as low as 5.75% at no cost to you, it just requires a 30% down payment.

Hard money lenders are often more willing to take on higher-risk projects and offer faster closings, but the trade-off can be higher interest rates and shorter terms.