And the health dept (i.e septic permits) is down about the same if not a little more. 

Even if you do not need a state license, you are making a consumer loan and have to follow numerous federal statutes including CFPB etc.

Search the BP for ADU appraisals to encounter numerous examples.

Reddit threads about this and allegedly has his license revoked in Arizona as a GC for numerous violations.https://azroc.my.site.com/AZRoc/s/contractor-search?

I know it depends on the policy, but the house is completely destroyed and cannot be sold, ive lost lots of money already and this is affecting my mental health.

At a very base level, make sure the property is up to health and safety codes for your location. 

If you're familiar with stock options, this is exactly how call options work, although they only go out a max of maybe 27 months or so.My questions are a bit numerous, but I've ordered them roughly in order of importance for me: -Is this legal?

Our market in Memphis, TN, offers numerous hidden opportunities.

There are numerous value adds such as traditional rehab, development, change of zoning, TIC, etc.

Sometimes it's ambiguous, but even then, why should I bother with the company that has numerous unresolved lawsuits, versus another company that is virtually the same but has none.