Also, take advantage of NEM (2.0) before April 13, 2023. 

@Damon Ng thanks I'd love to start doing some get togethers with like minded people in in the area. do you have anything going yet?

For "in unit" heat, most still stick with monitor (oil or propane or NG).

I will be doing another Stiebel electric this month (no NG at the street).

@Alex Ng- if you want to use the 97% conventional loan  for your  1st home - it needs to be fopr a primary  residence ....2) you can also  use a FHA loan for a primary residence  purchase   3)  if you own a rental  property  before you buy a primary  residence - there  is likely still a 97% ltv  propgram you can use for a  primary  home without needing to be a first time buyer  ( but  your household income needs to  be under the county median income )  ......on  cash out refinance loan - you are limited to  a loan to value   of  75%  

@Kim Ng there is Real Property Investments in Markham at Bayview Golf club which may be closest to you.

Hey Rich Ng .

To add to what @Rich Ng stated, and mind you I am in Massachusetts as well...MA security deposit rules are full of specifics, the best decision I made was to create a business account with my bank, I use Santander, and with that account, I hold each of my tenants security deposits in separate interest bearing accounts.The master account that I have allows sub-accounts to be set up under the tenants names, with their social security numbers. 

NG.

What type of project @Albert Ng ?