Stop reading if you want.2) I couldn’t guess what “There is a 6 months of grace period before interest payment begins” means.3) They call their $3555 charge a “Loan Fee,” stated a few lines up as 2%. 2% of $235,000 (loan amount) is $4470.4) Do you seriously believe the loan fee, “… IS 100% REFUNDABLE IF THERE IS ANY DEFAULT FROM THEPART OF THE LENDER OR IF THE BORROWER CHOOSES TO TERMINATE THE LOAN.”5) It’s okay to pay an appraiser directly.

Data is sourced from a combination US census, zillow, and realtor

It's possible but going to be expensive and I would think they would want some collateral on the loan as well.

Combine those factors and start thinking of nightmare scenarios, because they are very real and you must be proactive in policing against there potential to occur. 

Most agency loans will expressly forbid such an arrangement, so if they found out, the odds of having the loan called would be very high. 

If you are willing to live in urban areas you may want to talk to a local bank in your market and see if they have any incentives or grant loans for certain areas.  

Hey @Mike Levene, I'd recommend considering a Margin Loan against your stock portfolio.

Since the rent roll was too low, she had to secure financing through a private lender that based the loan on market rent rather than the current rent.

I am currently helping a VA buyer purchase a home with an assumable VA loan in Skye Canyon.

Through a hard money lender, but I will take out a DSCR loan in March to refinance.