You will see a higher rate with that increased leverage.

It took 6 months of market research (you won't reinvent the wheel), 2 months to build spreadsheets (analysis paralyze), 6-7 house tours (leverage a local RE agent), and 30 days to close with a conventional loan. 

100% leverage, which is what it sounds like you're proposing, is high risk.true private money IMO is someone already in your network - your uncle, your dentist. 

Your strategy of partnering for the down payment is exactly what I’m working toward—leveraging relationships to make things happen.

@Gabriella PellolioIt sounds like you’re in an exciting position to leverage the equity you’ve built to grow your portfolio. 

I would highly recommend doing a renovation loan like the 203k or homestyle - you are able to leverage SO MUCH CASH for such a low down payment. 

You have acquired skills that are worth 500k, so maybe you can translate that into an adjacent career path and leverage your existing skills?

Could be a higher rate, lower leverages, higher reserves, etc... varies by lender.Cheers!

That's the only real answer to make anything work in a place like Boston.And to answer your question on returns, 4x-20x leverage (including owner occupant loan options) + appreciation is what makes real estate a better investment the index funds and worth the hassle.

Leveraging business credit for a real estate deal, especially if that credit is only interest-free for a short window, isn’t automatically a bad idea…but it’s definitely not for everyone.