This is generally correct, DSCR loans do not look at all at your personal income.  

Therefore, you don't need to use a 1031 exchange; you can take as long as you wish to find and then buy another property.The only exception is if there is debt on a property, in which case there will be some UBIT (Unrelated Business Income Tax) implications.

I'm passionate about creating secure, long-term housing solutions that balance tenant stability with strong returns.

Rental Income vs.

Develop your negotiation skills so you can secure better pricing, seller financing, or terms that increase your bottom line.

You need sufficient NET (after all expenses) self-employment income from something like contract (1099) work, being a Realtor, wholesaling and so on.

What I love about them is they will even accept the higher lease amounts over the market rents if we can show first month's rent and security deposit.

Another neat little piece of VA loans is that they can allow for higher DTI ratios than conforming/fha loans because they primarily rely on residual income and not directly on DTI (it's complicated, but this will do for now).

Quote from @Timothy Villa: Hey y’all just heard about this community and wanted to utilize it to grow more knowledge in how to have real estate help me with earning passive income. 

All that said, depending on the size of your RMDs, liquidity needs, and total income, you may consider making deductible contributions to your own IRA ($7k limit, $8k if above 50).