Bonus is I am getting new HVAC, Furnace and hot water tank. 

A HOT Latina image in the ad. :) 

These two states have been super hot over that last few years when it comes to both single family and 2-4 unit multi=family rentals.

I actually used to have a game modeled after Monopoly that was called Slumlord😂 same type of antics with buying property, maintenance cards, dealing with code enforcement etc… Bought it at a real estate convention 

Would you recommend the PadSplit business model to others?

I spent the last two weeks down there house hunting but didn't see a deal that made sense in my model, but would love to connect with another Jax investor. 

The changes in commissions have led to more transparency but also to varied compensation models.

Like the push to get tiny houses accepted and zoning changed,   a "cleanly well run rooming house" business model has yet to get much muninicipal acceptance tracktion.  

Once you have the model if you want to scale quicker, then syndicate.  

This models BOTH the HELOC and the loan at the same time.