In North Jersey, buying is difficult from my beginner perspective with high prices, property tax, etc.Barrier to entry feels high in my area.

But if costs are high or demand is uncertain, holding onto the land while monitoring the market might be the better play.

Upgraded the backyard and re-styled and provided high end furnished to the home What was the outcome?

In high-appreciation markets (e.g., CA), lower cash flow may be acceptable.

We have a reasonably high income from our W-2’s and rents with annual income in the $250k+/year depending on bonuses & OT worked and is usually closer to $300k.

I also highly recommend being represented as a buyer. 

I own two properties there, but insurance costs have skyrocketed.Lately, securing home insurance has become increasingly challenging due to the high risk of hurricanes, flooding, and other factors.

Hey Stepan, Some changes I'm advising and seeing my clients implement are expecting an extra 3 months of holding time and undervaluing the ARV just a bit due to high inventory on the market. 

I think the house flows really well in person (open floorplan, high ceilings, large house with spacious room sizes) and you just can’t represent that in 2-D photosI’m honestly not sure how to do a video or 3D virtual walk-through or whatever, I haven’t looked into it and have no idea how much it costs.

I would greatly appreciate it.Thanks,SG There are lenders out there either with low LTV or high fees  pick your poison