Feel free to DM me and I can give you details on properties I have that are going to hit the market. 

If you ever want to chat or need advice, feel free to reach out.

They offer a free phone consultation.

If you have any accounting questions, feel free to reach out!

I’m sure you won’t be verbally assaulted about how greedy you are Basically they were gifted $60-$120k tax free. 

Feel free to reach out if you need a brain to pick.

Interest income is interest income, unless you decided to roll some of the current cash into a self directed IRA at which point your interest income would be deferred for a later time and allow your funds to grow tax free.

It's not good to burn bridges in this business, and we agents do a lot of free work that we never get paid for.

Would a cash-out refinance to free up equity and keep growing be a smart move, or should I focus on paying down my existing debts?

This will allow you to mitigate risk on the first property but also allow you to do a cash out refi on the second, so now you have access to tax free cash that you can do with whatever you please.