Hi Scott,If you are talking about SFR housing only that is pretty long in the tooth for the housing cycles in most parts of the country.If you are talking about other asset classes they are in varying stages of recovery.

They will fight you tooth and nail to prove you are wrong. 

The sellers are stuck.Solution:  buy subject too the debt.  

I'm new here too. The

Denver is hard market to buy and hold in Bc the home prices are so high, and even though the rents are high too, the margins are small.

@John Suralik  subject too is a very old and easy method of acquiring RE its not big deal. what it is is uber risky for sellers unless the sellers have already lost their credit and don't care and are walking.. the reason is you take Title subject too  the existing loan.. remember loans stay in place unless paid off and even though all debt instruments have alienation clauses they are rarely envoked.

Also good to see days on market went down too.  The

Mortgage companies do not like other loans with their loan.Fact they make you prove you have money in the bank for 60 days with no big moves .Hard money loans are very hard to get the reject 75% of their loans .They go over everything with a fine tooth comb and then some .

Pay a premium if you have too.  The

The contractor knows that investors will fight tooth and nail to not pay for a change order (and he investor may not make money if they have to pay the change order).